Category Archives: Self Help

About Success and Achievements

Everyone needs to have success and achievements throughout their life. Student needs success in exams, job seeker needs success for getting job, job holder needs success to continue in their job and strive for promotion and better opportunities and businessman needs success to raise their business to new heights in the market.

The common thing in all successful man is that every time they are ready to accept challenges and face the challenges very boldly because means they are confident enough that they will be able to tackle the situation. They do not fear from challenges and do not flee away from their responsibilities. They do not face challenges boldly but also involve themselves fully till they don’t achieve their mission this means that they have patience and are not disturbed by the problems. Thus self confidence and patience are the two important keys with which one can unlock the door of his or her success.


But where does this confidence come from?

The answer to this question is confidence comes through preparation. This means if you are prepared enough to face a challenge your confidence level will automatically go high. And this confidence is the path to move towards success. Example: If a student has prepared all the topics of his subject then his confidence level goes high and he is ready to face the exams without any fear in mind and if other conditions (like not meeting with an accident or any other uncertainties like allocation of enough time to cover the exams) goes well the student is sure to achieve success in the exams. Similarly of a businessman is comfortable in all the functions of his business he will be confident to negotiate with his customers and provide them full satisfaction by fulfilling his commitments and thus he can raise his business to new heights.

How could raise your confidence level?

Firstly you could raise your confidence level by continuously improving your key areas and strengthening your key areas. Always prefer the company of those people who cold help raise your confidence level.

What role does patience play in your success?

Patience makes you strong enough to withstand yourself in your job, fulfill your promises and convert your opportunities to your achievements. If a business person who is a distributor of any product should have patience to wait for favorable conditions of market and sell his product at right time. The student in exams should do their questions patiently and should allocate the required time to each question in case of subjective exams because excitement can be the cause of his failure.

12 Things Every Successful Person Has In Common

  1. To aspire to great achievement is to risk failure. All successful people know that it doesn’t come easy and they are bound to fail more than they will succeed at anything. They are willing to learn from each failure, as it will help them make better decisions that lead to success later.


  1. Luck is derived from hard work over time and positioning yourself for success. You won’t randomly get lucky and successful people know that. They will do at least one thing every single day to put themselves in a better position to get lucky and then use that luck to grow.


  1. Successful people set goals which are realistic and within their control. Their goals are very focused, big yet obtainable and are aligned to their strengths. They know what they are capable of and will invest all of their efforts in it, avoiding their weaknesses.

  1. They make change instead of being affected by it. Successful people aren’t waiting around to be affected by economic trends. They are the ones who are creating the trends and making things happen.


  1. Successful people are willing to reinvent themselves to stay relevant in the business world. They understand that if you never improve yourself, that you will be left behind. They are constantly coming up with new ideas, searching for the next big thing and getting new skills.


  1. They can communicate their story effectively. If you walk up to a successful person and ask them what they do, they will able to tell you everything in a concise manner. They know who they are, what they do and can make you believe in them. They have strong posture and are very persuasive and confident.


  1. The most successful people in life exert discipline on a daily basis. This skill is essential in every area of life, and though most people acknowledge its importance, very few do something to strengthen it.


  1. They ask the right questions to the people who can deliver the right answers. A successful person is never afraid or ashamed to find errors in his understanding of things.


  1. Physical, psychological and emotional comfort is the primary goal of the middle class mindset. Successful people learn early on that becoming a millionaire isn’t easy and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty They are life-long learners who push themselves out of their comfort zones.


  1. Successful people have positive mindset. They are constantly learning new things and have new experiences. They aren’t afraid to try new activities and to fail at them.


  1. Successful people are confident and can lead themselves, as well as others. They have their own vision and mission and seek to bring it to life on a daily basis.


  1. They are more excited about the process than the result. Successful people ignore get rich quick schemes. They are more focused on building sustainable careers through hard work, risk taking and creativity.

5 Key Traits Among Richer Person

  5 Key Traits Among Richer Person

  • Delayed Gratification

It seems contradictory but rich people adopt the attitude of getting rich so you can afford to live below your means. Average people live beyond their means.

  • Organized and Discipline

The wealth is tied to the systems. Being organized can make you more productive. Self-discipline is the ability to take action regardless of our emotional state.

  • RISK-Taking

To build wealth, one needs to be willing to take risks. This doesn’t mean uncalculated risks. It means weighing all the options and taking calculated risks when appropriate. The stock market has risks involved, but over the long term, history shows that it provides good returns on money that is invested wisely. Those who fear risk altogether end up saving money in accounts that likely lose money to inflation in the long run.

  • GOAL setting

The importance of setting and working toward goals is obvious. If you don’t know where you are going, it’s difficult to get there. Those who lack goals don’t have a road map to take them to the financial destination they want. Average people dwell on the past which often holds them back by making them unhappy or depressed

  • ACTION Mentality

You wouldn’t see a rich person lining up to play the lottery (even before they were rich). Average people are always waiting on someone else to help them get rich – lottery, Government, friend or spouse – but it only keeps them poor. Rich people take action and spend time solving problems.

The rich believes good habits create opportunity luck.

Benefits of Flipping Real Estate

The obvious benefit and sought after benefit of flipping real estate is the profit. This is one incredibly tangible benefit, particularly when the profits are large and quick to come your way. Of course there are risks. High risks high profit, low risks low profit.

Profit is the one reason that most people get into this business. The days are long and the work is hard. This is definitely not the type of work one would ordinarily undertake for the simple love of getting one’s hands dirty. This is real work that leaves you bone weary at the end of the day. However, when all the work is done and you get around to making the sell, you will find that the profit involved in a successful flip is well worth the effort you’ve put into the process.

The good news is that the savvy investor can still manage to make money even when the situation may not work out quite as planned. This is yet another benefit to flipping real estate. If the flip doesn’t work out, there is always the option of leasing to own the property or renting the property out. The profits in these situations are considerable less than a straight out flip but it can prevent financial ruin that is often the risk of a flip gone wrong. The fact that there are options and that you aren’t necessarily left ruined at the end of a bad flip is definitely a benefit. There aren’t many types of investments that allow you the option to save yourself the way real estate does.

One of the intangible benefits of flipping houses is that you are in essence working for yourself. You set your own work time. This can be a bad thing too if you lack the discipline required to get the job done. However, most of us will view this is a huge check in the pros column when deciding whether or not to take the plunge into the wonderful and frightening world of real estate investing.

Even though this is a business that requires a lot of work in order to turn an attractive profit there is some satisfaction at the end of the day involved in knowing that you are working for yourself and not to make someone else wealthy or in order to punch a time clock. That feeling of satisfaction is one that you should hang onto when the brand new toilet you’ve just installed becomes a geyser.

Real estate investing, house flipping in particular, can be one of the most frustrating types of investments a soul can pursue. At the same time it can also be one of the most rewarding mentally, spiritually, and financially. This is something you should keep in mind when deciding whether or not this is the right path for you.

Debt Management for Personal Loans

A personal loan might be right for you if you want to fund a big expense or if you want to consolidate debt. Personal loans may come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of dollars on interest payments.Too often, individuals access money quickly then struggle to repay it. If you don’t have a good budget in place you may find yourself unable to make the payments on your personal loan.

An area where many individuals get into trouble with personal loans is debt consolidation. Due to bad spending habit and lack of money management skill, within a year most people who use personal loans for this find themselves in even worse financial shape.The result is they charge their credit cards up to the limit and now have those payments to make again as well as a personal loan payment. They may soon find they are drowning in the swimming pool of debt.

Enrolling in a debt management plan may be a great alternative for you to help you meet your financial obligations. Most debt management plans involve working with your creditors to reduce interest rates as well as working with the individual to establish a realistic budget and work to change spending habits.

The first step in the process is to do some research on the debt management programs available. Find out how long they have been in business and check for any reports from customers with the Better Business Bureau. Once you have chosen one, call to discuss your situation with them and schedule an appointment. You will need to bring statements for all of your bills as well as verification of your income.

With a debt management counselor you will discuss your monthly obligations. They will work with your creditors to reduce the interest on your debt. This will reduce your monthly payments. You will then make one monthly payment to the debt management agency. They will then disburse the funds to your creditors. You will continue to get monthly statements from your creditors for your records.

It is important that you understand you can’t use any of your credit cards that you place into a debt management program. Keeping that in mind, you might want to choose one with a very small limit that you pay separately. You will avoid making any additional charges on that credit card unless it is an absolute emergency. You will want to discuss this with your debt management counselor.
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Most creditors are willing to accept the terms of a debt management program because it shows you are accepting responsibility for your debt. They want to recoup the money you owe so this is a very realistic way for that to happen. Most debt management agencies have policies in place about missing payments. Generally, if you miss two payments in a row they will drop you from the program. It is important you notify the debt management agency if you are having difficulties with making a payment.

Obtaining credit is often too easy, yet repaying it can be a struggle you have for a large portion of your life. If your personal loans and other debt have spiraled out of control, contact a debt management program to see if they can help your situation.